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🪙 Live Local Gold & Diamond Payout Guide • Waterloo, IA

Best Places to Sell Gold, Scrap Jewelry & Diamonds in Waterloo, IA [Oct 2026]

Compare 8 verified brick-and-mortar gold buyers, estate jewelers, and GIA diamond dealers along 2060 Crossroads Blvd, 252 Crossroads Blvd, 1100 Ansborough Ave, E Tower Park Dr (covering postal codes 50702, 50701, 50703) — plus live USD per-gram melt values so you never accept a lowball pawn shop offer.

Waterloo, IA Local Market Overview (Oct 2026)

Whether you are liquidating broken 14k gold chains, inherited estate rings, 22k/24k gold bullion coins, or GIA-graded loose diamonds in Waterloo, Iowa, payout percentages vary dramatically between street-level pawn brokers and established fine jewelers along 2060 Crossroads Blvd, 252 Crossroads Blvd, 1100 Ansborough Ave, E Tower Park Dr. Across our directory's 8 verified showrooms in Waterloo (293 combined client reviews, 4.4★ average), reputable local jewelers typically pay 75% to 85% of live LBMA melt value for karat scrap gold and up to 90%–95% for hallmarked 24k bullion.

For weekend appraisals and immediate cash settlements in Waterloo, 5 local showrooms operate on Saturdays and 3 open on Sundays. Leading local buyers include Kay Jewelers, Cedar Valley Coins & Collectibles, Riddle's Jewelry. Always weigh your items in grams at home first and compare at least two written verbal quotes before signing a bill of sale.

Oct 2026 Live Benchmark • Waterloo, IA

Live Per-Gram Gold Melt Value vs. Waterloo Jeweler Payouts (USD)

Open Interactive Calculator →
Karat & Stamp 100% Pure Melt / Gram Reputable Waterloo Jeweler (75%–85%) Est. Payout for 10g Chain/Ring
10k Gold (417 Stamp) $36.84 / g $27.63 – $31.31 / g $276 – $313
14k Gold (585 Stamp) $51.56 / g $38.67 – $43.83 / g $387 – $438
18k Gold (750 Stamp) $66.30 / g $50.39 – $57.02 / g $504 – $570
22k Gold (916 Hallmarked) $81.04 / g $64.83 – $72.94 / g $648 – $729
24k Fine Bullion (999.9) $88.40 / g $79.56 – $84.86 / g $796 – $849

Quick Comparison: Top 🪙 Sell Gold & Diamonds Specialists in Waterloo

Showroom Name Location / Corridor Rating & Reviews Direct Phone
#1 Kay Jewelers 252 Crossroads Blvd, Waterloo, IA 50702, USA ⭐ 4.6 (39) (319) 232-2911
#2 Cedar Valley Coins & Collectibles 1100 Ansborough Ave, Waterloo, IA 50701, USA ⭐ 4.3 (46) (319) 234-2876
#3 Riddle's Jewelry 252 Crossroads Blvd, Waterloo, IA 50702, USA ⭐ 4.3 (43) (319) 233-7641
#4 Facets 201 E Tower Park Dr, Waterloo, IA 50701, USA ⭐ 4.3 (39) (319) 233-5357
#5 Roth Jewelers 229 E 5th St, Waterloo, IA 50703, USA ⭐ 4.2 (47) (319) 234-6979
#6 james avery artisan jewelry, James Avery Craftsman 2060 Crossroads Blvd, Waterloo, IA 50702, USA ⭐ 4.7 (48) (319) 232-6668
#7 Claire's 2060 Crossroads Blvd, Waterloo, IA 50702, USA ⭐ 4.8 (23) (319) 232-6721
#8 Tee's Things 803 Dawson St, Waterloo, IA 50703, USA ⭐ 4.2 (8) (866) 702-2213

Verified Showrooms in Waterloo, IA

#1 Verified Waterloo Specialist ⭐ 4.6 (39 reviews)
KA

Kay Jewelers

📍 252 Crossroads Blvd, Waterloo, IA 50702, USA

Discover Timeless Elegance at Kay Jewelers in Waterloo Welcome to Kay Jewelers , your premier destination for exquisite jewelry in the heart of Waterloo, IA . Located at 252 Crossroads Blvd, Waterloo, IA 50702, USA , this stunning boutique offers an unparalleled selection of high-quality pieces that are perfect for any occasion. Whether you're searching for a dazzling diamond, a classic gold piece, or a unique silver accessory, Kay Jewelers has something that will catch your eye and elevate your style.

Custom DesignJewelry RepairsAppraisals
#2 Verified Waterloo Specialist ⭐ 4.3 (46 reviews)
CE

Cedar Valley Coins & Collectibles

📍 1100 Ansborough Ave, Waterloo, IA 50701, USA

Discover Cedar Valley Coins & Collectibles in Waterloo, IA Welcome to Cedar Valley Coins & Collectibles , your premier destination for exquisite jewelry and collectibles in the heart of Waterloo, IA . Nestled at 1100 Ansborough Ave, Waterloo, IA 50701, USA , this unique store offers a treasure trove of items that cater to both jewelry enthusiasts and collectors alike. Whether you're on the hunt for that perfect piece of jewelry or rare memorabilia, Cedar Valley is your one-stop shop!

Custom DesignJewelry RepairsAppraisals
#3 Verified Waterloo Specialist ⭐ 4.3 (43 reviews)
RI

Riddle's Jewelry

📍 252 Crossroads Blvd, Waterloo, IA 50702, USA

Riddle's Jewelry is an esteemed jewelry showroom and custom design studio in Waterloo. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
#4 Verified Waterloo Specialist ⭐ 4.3 (39 reviews)
FA

Facets

📍 201 E Tower Park Dr, Waterloo, IA 50701, USA

Facets is an esteemed jewelry showroom and custom design studio in Waterloo. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
#5 Verified Waterloo Specialist ⭐ 4.2 (47 reviews)
RO

Roth Jewelers

📍 229 E 5th St, Waterloo, IA 50703, USA

Roth Jewelers is an esteemed jewelry showroom and custom design studio in Waterloo. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
#6 Verified Waterloo Specialist ⭐ 4.7 (48 reviews)
JA

james avery artisan jewelry, James Avery Craftsman

📍 2060 Crossroads Blvd, Waterloo, IA 50702, USA

Discover the Elegance of james avery artisan jewelry in Waterloo, IA Welcome to james avery artisan jewelry, James Avery Craftsman , a distinguished jewelry destination located in the heart of Waterloo, Iowa . Nestled within Dillard's at 2060 Crossroads Blvd, Waterloo, IA 50702, USA , our store invites you to explore a captivating array of meticulously crafted jewelry that combines artistry with elegance. Exclusive Collections and Unique Craftsmanship At james avery artisan jewelry , we pride ourselves on offering an impressive selection of high-quality jewelry, including: ✨ Stunning charms 💍 Elegant bracelets 💎 Exquisite rings 🎁 Gorgeous earrings 🌟 Beautiful necklaces Each piece is expertly crafted by our skilled artisans, ensuring that every item is not only unique but also a testament to our commitment to quality.

Custom DesignJewelry RepairsAppraisals
#7 Verified Waterloo Specialist ⭐ 4.8 (23 reviews)
CL

Claire's

📍 2060 Crossroads Blvd, Waterloo, IA 50702, USA

Discover Elegant Jewelry at Claire's in Waterloo Welcome to Claire's , your premier destination for stunning jewelry and fashion accessories located at 2060 Crossroads Blvd, Waterloo, IA 50702, USA . Whether you're a jewelry enthusiast or simply looking for the perfect gift, Claire's stands out as a one-stop-shop for all your needs. With an inviting atmosphere, you're sure to find pieces that resonate with your personal style and the latest 2026 styles .

Fine JewelryCustom Consultation
#8 Verified Waterloo Specialist ⭐ 4.2 (8 reviews)
TE

Tee's Things

📍 803 Dawson St, Waterloo, IA 50703, USA

Discover Tee's Things: Your Premier Jewelry Destination in Waterloo Welcome to Tee's Things , a hidden gem nestled in the heart of Waterloo, IA . Located at 803 Dawson St, Waterloo, IA 50703, USA , this exquisite jewelry store invites you into a world of elegance and sparkle. The moment you step inside, you'll be enveloped by a warm and welcoming atmosphere, showcasing a stunning array of jewelry pieces that cater to every style and occasion.

Custom DesignJewelry RepairsAppraisals

Frequently Asked Questions: 🪙 Sell Gold & Diamonds in Waterloo

Who pays the most for gold and diamonds in Waterloo, IA?

Established fine jewelers and estate buyers in Waterloo such as Kay Jewelers, Cedar Valley Coins & Collectibles, Riddle's Jewelry consistently pay higher percentages (75%–85% of melt value) than pawn shops or mail-in gold services, because they refine or reuse precious metals directly in their own workshops.

What is 14k and 18k gold worth per gram in Waterloo right now?

At current Oct 2026 spot benchmarks, 14k gold has a pure melt value of $51.56/gram (typical Waterloo buyer payout: $38.67–$43.83/g), and 18k gold has a pure melt value of $66.30/gram (payout: $50.39–$57.02/g).

What ID is required to sell gold jewelry in Waterloo?

All licensed second-hand precious metal dealers in Waterloo, Iowa require a valid government-issued photo ID (driver's license or passport) and must be 18+ years old to complete an immediate cash or check payout.