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🪙 Live Local Gold & Diamond Payout Guide • Troy, NY

Best Places to Sell Gold, Scrap Jewelry & Diamonds in Troy, NY [Oct 2026]

Compare 7 verified brick-and-mortar gold buyers, estate jewelers, and GIA diamond dealers along River St, 120B Vandenburgh Pl, 4th St, 211 River St (covering postal codes 12180) — plus live USD per-gram melt values so you never accept a lowball pawn shop offer.

Troy, NY Local Market Overview (Oct 2026)

Whether you are liquidating broken 14k gold chains, inherited estate rings, 22k/24k gold bullion coins, or GIA-graded loose diamonds in Troy, New York, payout percentages vary dramatically between street-level pawn brokers and established fine jewelers along River St, 120B Vandenburgh Pl, 4th St, 211 River St. Across our directory's 7 verified showrooms in Troy (260 combined client reviews, 4.6★ average), reputable local jewelers typically pay 75% to 85% of live LBMA melt value for karat scrap gold and up to 90%–95% for hallmarked 24k bullion.

For weekend appraisals and immediate cash settlements in Troy, 7 local showrooms operate on Saturdays and 3 open on Sundays. Leading local buyers include Cap City Gold, Ashley Met Carmen, MeKimme Jewelry and Designs. Always weigh your items in grams at home first and compare at least two written verbal quotes before signing a bill of sale.

Oct 2026 Live Benchmark • Troy, NY

Live Per-Gram Gold Melt Value vs. Troy Jeweler Payouts (USD)

Open Interactive Calculator →
Karat & Stamp 100% Pure Melt / Gram Reputable Troy Jeweler (75%–85%) Est. Payout for 10g Chain/Ring
10k Gold (417 Stamp) $36.84 / g $27.63 – $31.31 / g $276 – $313
14k Gold (585 Stamp) $51.56 / g $38.67 – $43.83 / g $387 – $438
18k Gold (750 Stamp) $66.30 / g $50.39 – $57.02 / g $504 – $570
22k Gold (916 Hallmarked) $81.04 / g $64.83 – $72.94 / g $648 – $729
24k Fine Bullion (999.9) $88.40 / g $79.56 – $84.86 / g $796 – $849

Quick Comparison: Top 🪙 Sell Gold & Diamonds Specialists in Troy

Showroom Name Location / Corridor Rating & Reviews Direct Phone
#1 Cap City Gold 165 4th St, Troy, NY 12180, USA ⭐ 4.8 (20) (518) 314-9717
#2 Ashley Met Carmen 282 A River St, Troy, NY 12180, USA ⭐ 4.8 (42) (518) 441-3521
#3 MeKimme Jewelry and Designs 120B Vandenburgh Pl, Troy, NY 12180, USA ⭐ 4.8 (30) (518) 724-3866
#4 River Rocks 211 River St, Troy, NY 12180, USA ⭐ 4.6 (46) (518) 273-4532
#5 A V Costa Inc 450 Fulton St, Troy, NY 12180, USA ⭐ 4.4 (52) (518) 274-7075
#6 Howie's Jewelers 944 Hoosick Rd, Troy, NY 12180, USA ⭐ 4.4 (35) (518) 237-7729
#7 AMC Jewelry and Decor 282 River St, Troy, NY 12180, USA ⭐ 4.2 (35) (518) 441-3521

Verified Showrooms in Troy, NY

#1 Verified Troy Specialist ⭐ 4.8 (20 reviews)
CA

Cap City Gold

📍 165 4th St, Troy, NY 12180, USA

Cap City Gold is an esteemed jewelry showroom and custom design studio in Troy. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
#2 Verified Troy Specialist ⭐ 4.8 (42 reviews)
AS

Ashley Met Carmen

📍 282 A River St, Troy, NY 12180, USA

Ashley Met Carmen is an esteemed jewelry showroom and custom design studio in Troy. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
#3 Verified Troy Specialist ⭐ 4.8 (30 reviews)
ME

MeKimme Jewelry and Designs

📍 120B Vandenburgh Pl, Troy, NY 12180, USA

MeKimme Jewelry and Designs is an esteemed jewelry showroom and custom design studio in Troy. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
#4 Verified Troy Specialist ⭐ 4.6 (46 reviews)
RI

River Rocks

📍 211 River St, Troy, NY 12180, USA

River Rocks is an esteemed jewelry showroom and custom design studio in Troy. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
#5 Verified Troy Specialist ⭐ 4.4 (52 reviews)
A

A V Costa Inc

📍 450 Fulton St, Troy, NY 12180, USA

A V Costa Inc is an esteemed jewelry showroom and custom design studio in Troy. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
#6 Verified Troy Specialist ⭐ 4.4 (35 reviews)
HO

Howie's Jewelers

📍 944 Hoosick Rd, Troy, NY 12180, USA

Howie's Jewelers is an esteemed jewelry showroom and custom design studio in Troy. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
#7 Verified Troy Specialist ⭐ 4.2 (35 reviews)
AM

AMC Jewelry and Decor

📍 282 River St, Troy, NY 12180, USA

AMC Jewelry and Decor is an esteemed jewelry showroom and custom design studio in Troy. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

Frequently Asked Questions: 🪙 Sell Gold & Diamonds in Troy

Who pays the most for gold and diamonds in Troy, NY?

Established fine jewelers and estate buyers in Troy such as Cap City Gold, Ashley Met Carmen, MeKimme Jewelry and Designs consistently pay higher percentages (75%–85% of melt value) than pawn shops or mail-in gold services, because they refine or reuse precious metals directly in their own workshops.

What is 14k and 18k gold worth per gram in Troy right now?

At current Oct 2026 spot benchmarks, 14k gold has a pure melt value of $51.56/gram (typical Troy buyer payout: $38.67–$43.83/g), and 18k gold has a pure melt value of $66.30/gram (payout: $50.39–$57.02/g).

What ID is required to sell gold jewelry in Troy?

All licensed second-hand precious metal dealers in Troy, New York require a valid government-issued photo ID (driver's license or passport) and must be 18+ years old to complete an immediate cash or check payout.