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🪙 Live Local Gold & Diamond Payout Guide • St. Cloud, MN

Best Places to Sell Gold, Scrap Jewelry & Diamonds in St. Cloud, MN [Oct 2026]

Compare 7 verified brick-and-mortar gold buyers, estate jewelers, and GIA diamond dealers along 12th St, 3407 Roosevelt Rd, W St Germain St, 110 Waite Ave (covering postal codes 56304, 56301, 56303) — plus live USD per-gram melt values so you never accept a lowball pawn shop offer.

← All 7 St. Cloud Stores 🪙 Sell Gold & Diamonds 🛠️ Jewelry & Watch Repair 💍 Engagement Rings ✨ Custom 3D CAD Design 👑 22k Gold & Bullion 📜 GIA Appraisals

St. Cloud, MN Local Market Overview (Oct 2026)

Whether you are liquidating broken 14k gold chains, inherited estate rings, 22k/24k gold bullion coins, or GIA-graded loose diamonds in St. Cloud, Minnesota, payout percentages vary dramatically between street-level pawn brokers and established fine jewelers along 12th St, 3407 Roosevelt Rd, W St Germain St, 110 Waite Ave. Across our directory's 7 verified showrooms in St. Cloud (245 combined client reviews, 4.5★ average), reputable local jewelers typically pay 75% to 85% of live LBMA melt value for karat scrap gold and up to 90%–95% for hallmarked 24k bullion.

For weekend appraisals and immediate cash settlements in St. Cloud, 6 local showrooms operate on Saturdays. Leading local buyers include GoldPay, Kuhle Holistic Coaching, LLC, Bumbledee's. Always weigh your items in grams at home first and compare at least two written verbal quotes before signing a bill of sale.

Oct 2026 Live Benchmark • St. Cloud, MN

Live Per-Gram Gold Melt Value vs. St. Cloud Jeweler Payouts (USD)

Open Interactive Calculator →
Karat & Stamp 100% Pure Melt / Gram Reputable St. Cloud Jeweler (75%–85%) Est. Payout for 10g Chain/Ring
10k Gold (417 Stamp) $36.84 / g $27.63 – $31.31 / g $276 – $313
14k Gold (585 Stamp) $51.56 / g $38.67 – $43.83 / g $387 – $438
18k Gold (750 Stamp) $66.30 / g $50.39 – $57.02 / g $504 – $570
22k Gold (916 Hallmarked) $81.04 / g $64.83 – $72.94 / g $648 – $729
24k Fine Bullion (999.9) $88.40 / g $79.56 – $84.86 / g $796 – $849

Quick Comparison: Top 🪙 Sell Gold & Diamonds Specialists in St. Cloud

Showroom Name Location / Corridor Rating & Reviews Direct Phone
#1 GoldPay 400 1st St S, St Cloud, MN 56301, USA ⭐ 4.5 (22) (320) 216-7373
#2 Kuhle Holistic Coaching, LLC 3498 12th St SE, St Cloud, MN 56304, USA ⭐ 4.8 (36) (320) 292-5100
#3 Bumbledee's 711 W St Germain St, St Cloud, MN 56301, USA ⭐ 4.6 (53) (320) 257-3387
#4 Designs by DJ 3407 Roosevelt Rd, St Cloud, MN 56301, USA ⭐ 4.7 (23) (320) 267-7127
#5 J.F. Kruse Jewelers 110 Waite Ave S, St Cloud, MN 56301, USA ⭐ 4.3 (50) (320) 253-4755
#6 Bachman Jewelers 21 7th Ave S, St Cloud, MN 56301, USA ⭐ 4.2 (48) (320) 251-8303
#7 Stacy's Pink Martini Boutique 1111 Cory Ln, St Cloud, MN 56303, USA ⭐ 4.4 (13) (952) 994-1843

Verified Showrooms in St. Cloud, MN

#1 Verified St. Cloud Specialist ⭐ 4.5 (22 reviews)
GO

GoldPay

📍 400 1st St S, St Cloud, MN 56301, USA

GoldPay is an esteemed jewelry showroom and custom design studio in St. Cloud. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
📞 (320) 216-7373 🌐 Website
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#2 Verified St. Cloud Specialist ⭐ 4.8 (36 reviews)
KU

Kuhle Holistic Coaching, LLC

📍 3498 12th St SE, St Cloud, MN 56304, USA

Kuhle Holistic Coaching, LLC is an esteemed jewelry showroom and custom design studio in St. Cloud. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
📞 (320) 292-5100 🌐 Website
View Store Profile →
#3 Verified St. Cloud Specialist ⭐ 4.6 (53 reviews)
BU

Bumbledee's

📍 711 W St Germain St, St Cloud, MN 56301, USA

Bumbledee's is an esteemed jewelry showroom and custom design studio in St. Cloud. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
📞 (320) 257-3387 🌐 Website
View Store Profile →
#4 Verified St. Cloud Specialist ⭐ 4.7 (23 reviews)
DE

Designs by DJ

📍 3407 Roosevelt Rd, St Cloud, MN 56301, USA

Designs by DJ is an esteemed jewelry showroom and custom design studio in St. Cloud. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
📞 (320) 267-7127 🌐 Website
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#5 Verified St. Cloud Specialist ⭐ 4.3 (50 reviews)
J.

J.F. Kruse Jewelers

📍 110 Waite Ave S, St Cloud, MN 56301, USA

J.F. Kruse Jewelers is an esteemed jewelry showroom and custom design studio in St. Cloud. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
📞 (320) 253-4755 🌐 Website
View Store Profile →
#6 Verified St. Cloud Specialist ⭐ 4.2 (48 reviews)
BA

Bachman Jewelers

📍 21 7th Ave S, St Cloud, MN 56301, USA

Bachman Jewelers is an esteemed jewelry showroom and custom design studio in St. Cloud. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
📞 (320) 251-8303 🌐 Website
View Store Profile →
#7 Verified St. Cloud Specialist ⭐ 4.4 (13 reviews)
ST

Stacy's Pink Martini Boutique

📍 1111 Cory Ln, St Cloud, MN 56303, USA

Stacy's Pink Martini Boutique is an esteemed jewelry showroom and custom design studio in St. Cloud. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation
📞 (952) 994-1843 🌐 Website
View Store Profile →

Frequently Asked Questions: 🪙 Sell Gold & Diamonds in St. Cloud

Who pays the most for gold and diamonds in St. Cloud, MN?

Established fine jewelers and estate buyers in St. Cloud such as GoldPay, Kuhle Holistic Coaching, LLC, Bumbledee's consistently pay higher percentages (75%–85% of melt value) than pawn shops or mail-in gold services, because they refine or reuse precious metals directly in their own workshops.

What is 14k and 18k gold worth per gram in St. Cloud right now?

At current Oct 2026 spot benchmarks, 14k gold has a pure melt value of $51.56/gram (typical St. Cloud buyer payout: $38.67–$43.83/g), and 18k gold has a pure melt value of $66.30/gram (payout: $50.39–$57.02/g).

What ID is required to sell gold jewelry in St. Cloud?

All licensed second-hand precious metal dealers in St. Cloud, Minnesota require a valid government-issued photo ID (driver's license or passport) and must be 18+ years old to complete an immediate cash or check payout.

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Live Gold & Diamond Calculators

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