📜 Insurance, Estate & GIA Gemological Valuation • St. Clair Shores, MI

Certified GIA Jewelry Appraisers & Insurance Valuation in St. Clair Shores, MI [Oct 2026]

Schedule formal insurance replacement appraisals, estate probate valuations, and GIA laser-inscription verifications with accredited gemologists in St. Clair Shores along 21528 Harper Ave, 28525 Harper Ave, 21905 Greater Mack Ave, 29901 Harper Ave (covering postal codes 28525, 21528, 21905, 29901).

← All 5 St. Clair Shores Stores 🪙 Sell Gold & Diamonds 🛠️ Jewelry & Watch Repair 💍 Engagement Rings ✨ Custom 3D CAD Design 👑 22k Gold & Bullion 📜 GIA Appraisals

St. Clair Shores, MI Local Market Overview (Oct 2026)

Whether you need a scheduled rider policy for homeowners insurance (Jewelers Mutual, Chubb, Vault), an equitable estate division report, or independent pre-purchase verification of a loose diamond in St. Clair Shores, Michigan, working with a credentialed gemologist (GIA GG, NAJA, or ASA) ensures your documentation is accepted by all major underwriters.

Across St. Clair Shores, 5 verified showrooms along 21528 Harper Ave, 28525 Harper Ave, 21905 Greater Mack Ave, 29901 Harper Ave provide written gemological appraisals, led by Maloof Jewelry & Gifts, OC Cole Jewelry, OC Jewelers.

Oct 2026 Valuation Fee Schedule

Typical Jewelry Appraisal Fees & Report Types in St. Clair Shores

Appraisal Type	Typical St. Clair Shores Fee	What Is Included
Insurance Replacement Valuation (Per Item)	$95 – $165	Karat gram weight, 4Cs grading, macro photos & signed retail replacement certificate
Estate, Probate & Fair Market Valuation	$95 – $165 / hr	Secondary-market liquidation & estate tax schedule documentation
GIA Laser Inscription & Diamond Verification	$20 – $45	Microscope girdle verification + HPHT/CVD synthetic screening while you watch

Quick Comparison: Top 📜 GIA Appraisals Specialists in St. Clair Shores

Showroom Name	Location / Corridor	Rating & Reviews	Direct Phone
#1 Maloof Jewelry & Gifts	28525 Harper Ave, St Clair Shores, MI 48081, USA	⭐ 4.8 (37)	(586) 774-2100
#2 OC Cole Jewelry	21528 Harper Ave, St Clair Shores, MI 48080, USA	⭐ 4.9 (16)	(586) 362-8003
#3 OC Jewelers	21528 Harper Ave, St Clair Shores, MI 48080, USA	⭐ 4.5 (52)	(586) 362-8003
#4 Nick's Jewelry	21905 Greater Mack Ave, St Clair Shores, MI 48080, USA	⭐ 4.5 (16)	(586) 776-6620
#5 Roy's Goldmine	29901 Harper Ave, St Clair Shores, MI 48082, USA	⭐ 4.4 (17)	(586) 943-4643

Verified Showrooms in St. Clair Shores, MI

#1 Verified St. Clair Shores Specialist ⭐ 4.8 (37 reviews)

Maloof Jewelry & Gifts

📍 28525 Harper Ave, St Clair Shores, MI 48081, USA

Maloof Jewelry & Gifts is an esteemed jewelry showroom and custom design studio in St. Clair Shores. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (586) 774-2100 🌐 Website

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#2 Verified St. Clair Shores Specialist ⭐ 4.9 (16 reviews)

OC Cole Jewelry

📍 21528 Harper Ave, St Clair Shores, MI 48080, USA

OC Cole Jewelry is an esteemed jewelry showroom and custom design studio in St. Clair Shores. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (586) 362-8003 🌐 Website

View Store Profile →

#3 Verified St. Clair Shores Specialist ⭐ 4.5 (52 reviews)

OC Jewelers

📍 21528 Harper Ave, St Clair Shores, MI 48080, USA

OC Jewelers is an esteemed jewelry showroom and custom design studio in St. Clair Shores. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (586) 362-8003 🌐 Website

View Store Profile →

#4 Verified St. Clair Shores Specialist ⭐ 4.5 (16 reviews)

Nick's Jewelry

📍 21905 Greater Mack Ave, St Clair Shores, MI 48080, USA

Nick's Jewelry is an esteemed jewelry showroom and custom design studio in St. Clair Shores. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (586) 776-6620

View Store Profile →

#5 Verified St. Clair Shores Specialist ⭐ 4.4 (17 reviews)

Roy's Goldmine

📍 29901 Harper Ave, St Clair Shores, MI 48082, USA

Discover the Elegance of Roy's Goldmine in St Clair Shores Nestled in the heart of St Clair Shores , Michigan, Roy's Goldmine is not just a jewelry store; it's a treasure trove of exquisite craftsmanship and timeless beauty. With a commitment to quality and elegance, Roy's Goldmine showcases a stunning range of jewelry pieces that are sure to leave you spellbound. Whether you are searching for the perfect engagement ring, a dazzling necklace, or a pair of elegant earrings, you’ll find something that perfectly captures your heart.

Custom DesignJewelry RepairsAppraisals

📞 (586) 943-4643

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Frequently Asked Questions: 📜 GIA Appraisals in St. Clair Shores

How much does a jewelry appraisal cost in St. Clair Shores, MI?

In St. Clair Shores, a formal written insurance jewelry appraisal typically costs $95 – $165 per piece, with discounted hourly or multi-item rates for large inherited estate collections.

Can I watch my diamond being appraised in St. Clair Shores?

Yes. Reputable gemological studios in St. Clair Shores such as Maloof Jewelry & Gifts, OC Cole Jewelry, OC Jewelers offer by-appointment "while-you-watch" appraisals so your ring never leaves your sight.

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Live Gold & Diamond Calculators

Use our free gemological tools before visiting any showroom in St. Clair Shores.

🪙 Gold Scrap Payout Calculator 💎 Diamond Carat Price Guide 💍 Ring Size Converter

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