🪙 Live Local Gold & Diamond Payout Guide • Panama City Beach, FL

Best Places to Sell Gold, Scrap Jewelry & Diamonds in Panama City Beach, FL [Oct 2026]

Compare 10 verified brick-and-mortar gold buyers, estate jewelers, and GIA diamond dealers along 200 Pier Park Dr, 15601 Starfish St, 120 Bluefish Dr, Panama City Beach Pkwy (covering postal codes 15601, 32413, 15600, 32407) — plus live USD per-gram melt values so you never accept a lowball pawn shop offer.

← All 10 Panama City Beach Stores 🪙 Sell Gold & Diamonds 🛠️ Jewelry & Watch Repair 💍 Engagement Rings ✨ Custom 3D CAD Design 👑 22k Gold & Bullion 📜 GIA Appraisals

Panama City Beach, FL Local Market Overview (Oct 2026)

Whether you are liquidating broken 14k gold chains, inherited estate rings, 22k/24k gold bullion coins, or GIA-graded loose diamonds in Panama City Beach, Florida, payout percentages vary dramatically between street-level pawn brokers and established fine jewelers along 200 Pier Park Dr, 15601 Starfish St, 120 Bluefish Dr, Panama City Beach Pkwy. Across our directory's 10 verified showrooms in Panama City Beach (269 combined client reviews, 4.5★ average), reputable local jewelers typically pay 75% to 85% of live LBMA melt value for karat scrap gold and up to 90%–95% for hallmarked 24k bullion.

For weekend appraisals and immediate cash settlements in Panama City Beach, 5 local showrooms operate on Saturdays and 4 open on Sundays. Leading local buyers include Claire's, REEDS, David Scott Fine Jewelry. Always weigh your items in grams at home first and compare at least two written verbal quotes before signing a bill of sale.

Oct 2026 Live Benchmark • Panama City Beach, FL

Live Per-Gram Gold Melt Value vs. Panama City Beach Jeweler Payouts (USD)

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Karat & Stamp	100% Pure Melt / Gram	Reputable Panama City Beach Jeweler (75%–85%)	Est. Payout for 10g Chain/Ring
10k Gold (417 Stamp)	$36.84 / g	$27.63 – $31.31 / g	$276 – $313
14k Gold (585 Stamp)	$51.56 / g	$38.67 – $43.83 / g	$387 – $438
18k Gold (750 Stamp)	$66.30 / g	$50.39 – $57.02 / g	$504 – $570
22k Gold (916 Hallmarked)	$81.04 / g	$64.83 – $72.94 / g	$648 – $729
24k Fine Bullion (999.9)	$88.40 / g	$79.56 – $84.86 / g	$796 – $849

Quick Comparison: Top 🪙 Sell Gold & Diamonds Specialists in Panama City Beach

Showroom Name	Location / Corridor	Rating & Reviews	Direct Phone
#1 Claire's	120 Bluefish Dr, Panama City Beach, FL 32413, USA	⭐ 4.9 (18)	(850) 234-6026
#2 REEDS	15601 Starfish St Suite 110, Panama City Beach, FL 32413, USA	⭐ 4.6 (45)	(850) 236-3196
#3 David Scott Fine Jewelry	15600 Panama City Beach Pkwy, Panama City Beach, FL 32413, USA	⭐ 4.6 (28)	(850) 763-0729
#4 Kay Jewelers	100 Bluefish Dr, Panama City Beach, FL 32413, USA	⭐ 4.5 (36)	(850) 236-0090
#5 DeepSea Treasures	402 Greenwood Ct, Panama City Beach, FL 32407, USA	⭐ 4.7 (9)	In-Store
#6 GEMSTONE WORLD SUPER STORE	616 E Gulf Blvd, Panama City Beach, FL 32413, USA	⭐ 4.6 (17)	(850) 284-2758
#7 Shimmering Seas Jewelry & Gifts	820 S Pier Park Dr, Panama City Beach, FL 32413, USA	⭐ 4.3 (48)	(850) 234-6200
#8 Zales	500 Pier Park Dr, Panama City Beach, FL 32413, USA	⭐ 4.2 (21)	(850) 230-3707

Verified Showrooms in Panama City Beach, FL

#1 Verified Panama City Beach Specialist ⭐ 4.9 (18 reviews)

Claire's

📍 120 Bluefish Dr, Panama City Beach, FL 32413, USA

Claire's is an esteemed jewelry showroom and custom design studio in Panama City Beach. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (850) 234-6026 🌐 Website

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#2 Verified Panama City Beach Specialist ⭐ 4.6 (45 reviews)

REEDS

📍 15601 Starfish St Suite 110, Panama City Beach, FL 32413, USA

REEDS is an esteemed jewelry showroom and custom design studio in Panama City Beach. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (850) 236-3196 🌐 Website

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#3 Verified Panama City Beach Specialist ⭐ 4.6 (28 reviews)

David Scott Fine Jewelry

📍 15600 Panama City Beach Pkwy, Panama City Beach, FL 32413, USA

David Scott Fine Jewelry is an esteemed jewelry showroom and custom design studio in Panama City Beach. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (850) 763-0729 🌐 Website

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#4 Verified Panama City Beach Specialist ⭐ 4.5 (36 reviews)

Kay Jewelers

📍 100 Bluefish Dr, Panama City Beach, FL 32413, USA

Kay Jewelers is an esteemed jewelry showroom and custom design studio in Panama City Beach. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (850) 236-0090 🌐 Website

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#5 Verified Panama City Beach Specialist ⭐ 4.7 (9 reviews)

DeepSea Treasures

📍 402 Greenwood Ct, Panama City Beach, FL 32407, USA

DeepSea Treasures is an esteemed jewelry showroom and custom design studio in Panama City Beach. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

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#6 Verified Panama City Beach Specialist ⭐ 4.6 (17 reviews)

GEMSTONE WORLD SUPER STORE

📍 616 E Gulf Blvd, Panama City Beach, FL 32413, USA

GEMSTONE WORLD SUPER STORE is an esteemed jewelry showroom and custom design studio in Panama City Beach. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (850) 284-2758 🌐 Website

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#7 Verified Panama City Beach Specialist ⭐ 4.3 (48 reviews)

Shimmering Seas Jewelry & Gifts

📍 820 S Pier Park Dr, Panama City Beach, FL 32413, USA

Shimmering Seas Jewelry & Gifts is an esteemed jewelry showroom and custom design studio in Panama City Beach. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (850) 234-6200 🌐 Website

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#8 Verified Panama City Beach Specialist ⭐ 4.2 (21 reviews)

Zales

📍 500 Pier Park Dr, Panama City Beach, FL 32413, USA

Zales is an esteemed jewelry showroom and custom design studio in Panama City Beach. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (850) 230-3707 🌐 Website

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#9 Verified Panama City Beach Specialist ⭐ 4.1 (31 reviews)

james avery artisan jewelry

📍 200 Pier Park Dr, Panama City Beach, FL 32413, USA

james avery artisan jewelry is an esteemed jewelry showroom and custom design studio in Panama City Beach. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (850) 234-2417 🌐 Website

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#10 Verified Panama City Beach Specialist ⭐ 4.2 (16 reviews)

Swarovski

📍 200 Pier Park Dr, Panama City Beach, FL 32413, USA

Swarovski is an esteemed jewelry showroom and custom design studio in Panama City Beach. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (850) 234-2417 🌐 Website

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Frequently Asked Questions: 🪙 Sell Gold & Diamonds in Panama City Beach

Who pays the most for gold and diamonds in Panama City Beach, FL?

Established fine jewelers and estate buyers in Panama City Beach such as Claire's, REEDS, David Scott Fine Jewelry consistently pay higher percentages (75%–85% of melt value) than pawn shops or mail-in gold services, because they refine or reuse precious metals directly in their own workshops.

What is 14k and 18k gold worth per gram in Panama City Beach right now?

At current Oct 2026 spot benchmarks, 14k gold has a pure melt value of $51.56/gram (typical Panama City Beach buyer payout: $38.67–$43.83/g), and 18k gold has a pure melt value of $66.30/gram (payout: $50.39–$57.02/g).

What ID is required to sell gold jewelry in Panama City Beach?

All licensed second-hand precious metal dealers in Panama City Beach, Florida require a valid government-issued photo ID (driver's license or passport) and must be 18+ years old to complete an immediate cash or check payout.

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Live Gold & Diamond Calculators

Use our free gemological tools before visiting any showroom in Panama City Beach.

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