📜 Insurance, Estate & GIA Gemological Valuation • Ocean City, MD

Certified GIA Jewelry Appraisers & Insurance Valuation in Ocean City, MD [Oct 2026]

Schedule formal insurance replacement appraisals, estate probate valuations, and GIA laser-inscription verifications with accredited gemologists in Ocean City along S Atlantic Ave, N Atlantic Ave, 9936 Stephen Decatur Hwy, 11805-H Coastal Hwy (covering postal codes 21842, 12720, 11805).

← All 5 Ocean City Stores 🪙 Sell Gold & Diamonds 🛠️ Jewelry & Watch Repair 💍 Engagement Rings ✨ Custom 3D CAD Design 👑 22k Gold & Bullion 📜 GIA Appraisals

Ocean City, MD Local Market Overview (Oct 2026)

Whether you need a scheduled rider policy for homeowners insurance (Jewelers Mutual, Chubb, Vault), an equitable estate division report, or independent pre-purchase verification of a loose diamond in Ocean City, Maryland, working with a credentialed gemologist (GIA GG, NAJA, or ASA) ensures your documentation is accepted by all major underwriters.

Across Ocean City, 5 verified showrooms along S Atlantic Ave, N Atlantic Ave, 9936 Stephen Decatur Hwy, 11805-H Coastal Hwy provide written gemological appraisals, led by Zinnia Jewelry, Park Place Jewelers, Park Place Jewelers.

Oct 2026 Valuation Fee Schedule

Typical Jewelry Appraisal Fees & Report Types in Ocean City

Appraisal Type	Typical Ocean City Fee	What Is Included
Insurance Replacement Valuation (Per Item)	$95 – $165	Karat gram weight, 4Cs grading, macro photos & signed retail replacement certificate
Estate, Probate & Fair Market Valuation	$95 – $165 / hr	Secondary-market liquidation & estate tax schedule documentation
GIA Laser Inscription & Diamond Verification	$20 – $45	Microscope girdle verification + HPHT/CVD synthetic screening while you watch

Quick Comparison: Top 📜 GIA Appraisals Specialists in Ocean City

Showroom Name	Location / Corridor	Rating & Reviews	Direct Phone
#1 Zinnia Jewelry	401 S Atlantic Ave, Ocean City, MD 21842, USA	⭐ 4.6 (24)	(410) 289-5002
#2 Park Place Jewelers	Boardwalk between 2nd & 3 Street, 209 N Atlantic Ave, Ocean City, MD 21842, USA	⭐ 4.6 (47)	(410) 289-6500
#3 Park Place Jewelers	12720 Ocean Gateway, Ocean City, MD 21842, USA	⭐ 4.6 (24)	(410) 213-9220
#4 Kokkinos Creative Jewelers	11805-H Coastal Hwy, Ocean City Square, Ocean City, MD 21842, USA	⭐ 4.3 (38)	(410) 723-1458
#5 D.A.Kozma Jewelers	9936 Stephen Decatur Hwy, Ocean City, MD 21842, USA	⭐ 4.3 (32)	(410) 213-7505

Verified Showrooms in Ocean City, MD

#1 Verified Ocean City Specialist ⭐ 4.6 (24 reviews)

Zinnia Jewelry

📍 401 S Atlantic Ave, Ocean City, MD 21842, USA

Discover the Elegance of Zinnia Jewelry in Ocean City, MD Step into the world of exquisite craftsmanship at Zinnia Jewelry , located at 401 S Atlantic Ave, Ocean City, MD 21842, USA . This charming jewelry store is not just a place to shop; it's an experience that brings your jewelry dreams to life. Whether you're a local or a tourist, Zinnia Jewelry offers a stunning array of pieces that cater to various styles and occasions.

Custom DesignJewelry RepairsAppraisalsCleaning & Polishing

📞 (410) 289-5002 🌐 Website

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#2 Verified Ocean City Specialist ⭐ 4.6 (47 reviews)

Park Place Jewelers

📍 Boardwalk between 2nd & 3 Street, 209 N Atlantic Ave, Ocean City, MD 21842, USA

Park Place Jewelers is an esteemed jewelry showroom and custom design studio in Ocean City. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (410) 289-6500 🌐 Website

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#3 Verified Ocean City Specialist ⭐ 4.6 (24 reviews)

Park Place Jewelers

📍 12720 Ocean Gateway, Ocean City, MD 21842, USA

Park Place Jewelers is an esteemed jewelry showroom and custom design studio in Ocean City. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (410) 213-9220 🌐 Website

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#4 Verified Ocean City Specialist ⭐ 4.3 (38 reviews)

Kokkinos Creative Jewelers

📍 11805-H Coastal Hwy, Ocean City Square, Ocean City, MD 21842, USA

Discover Unique Elegance at Kokkinos Creative Jewelers in Ocean City When it comes to finding exquisite jewelry, Kokkinos Creative Jewelers is a must-visit destination in the heart of Ocean City, Maryland . Located at 11805-H Coastal Hwy, Ocean City Square, Ocean City, MD 21842, USA , this store is renowned for its unique and high-quality pieces, perfect for any occasion. Whether you're looking for a stunning engagement ring or a personalized gift, Kokkinos Creative Jewelers has something to offer everyone.

Custom DesignJewelry RepairsAppraisals

📞 (410) 723-1458 🌐 Website

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#5 Verified Ocean City Specialist ⭐ 4.3 (32 reviews)

D.A.Kozma Jewelers

📍 9936 Stephen Decatur Hwy, Ocean City, MD 21842, USA

D.A.Kozma Jewelers is an esteemed jewelry showroom and custom design studio in Ocean City. Offering fine handcrafted jewelry, diamond collections, and master artisan craftsmanship.

Fine JewelryCustom Consultation

📞 (410) 213-7505 🌐 Website

View Store Profile →

Frequently Asked Questions: 📜 GIA Appraisals in Ocean City

How much does a jewelry appraisal cost in Ocean City, MD?

In Ocean City, a formal written insurance jewelry appraisal typically costs $95 – $165 per piece, with discounted hourly or multi-item rates for large inherited estate collections.

Can I watch my diamond being appraised in Ocean City?

Yes. Reputable gemological studios in Ocean City such as Zinnia Jewelry, Park Place Jewelers, Park Place Jewelers offer by-appointment "while-you-watch" appraisals so your ring never leaves your sight.

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Live Gold & Diamond Calculators

Use our free gemological tools before visiting any showroom in Ocean City.

🪙 Gold Scrap Payout Calculator 💎 Diamond Carat Price Guide 💍 Ring Size Converter

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